Money, explained the way a professor would.
Most financial content is written to sell you something. This isn't. I'm a data-analytics professor and a financial professional licensed in California, and I think you deserve to understand the math before anyone talks to you about products — clearly, honestly, and without the jargon.
How I work
Plain language, always
No acronyms, no industry shorthand. If a concept can't be explained in words a normal person understands, the explaining isn't finished.
Education before anything
You learn how the numbers work first. What you do with that — if anything — is entirely your decision, on your timeline.
Math that tells the truth
My tools are built to give you the real number, even when that number is smaller than a sales pitch would suggest. Analysis, not persuasion.
Start with the moment you're in
Each one has a guide that explains the thinking and a tool that runs your own numbers. Everything is free, and none of it asks anything of you.
You just bought a home
How much coverage after buying a house?
California's median home price is near $915,000, so the national rules of thumb break here. Worked out step by step, no scare tactics.
Read the guide →The coverage needs estimator
Enter your own numbers and watch the estimate build line by line. The full calculation stays visible.
Open the tool →You just had a baby
How much coverage after having a baby?
Infant care in California runs about $22,600 a year. The need peaks earlier than you'd expect — and then falls.
Read the guide →The coverage timeline
Your need isn't a number, it's a shape. See how it changes over thirty years, and what's driving the decline.
Open the tool →One of you is at home
What is a stay-at-home parent worth?
The number going around says $185,000 a year. It doesn't survive contact with real wage data.
Read the guide →The household value estimator
What would it cost to replace the work done at home? Real wages, a realistic share, an honest end date.
Open the tool →I built a financial life from scratch, in a new country. Now I help others do the same.
I came to the United States from a small country, learned this system the hard way, and spent years teaching people how to reason with data. Nomad West is where those two things meet: careful analysis, explained simply, for anyone building a life here — especially if no one ever explained the basics to you.
No pressure, no pitch. If a plain conversation would help, reach out — or read more about who I am and how I work.